Real People, Unreal Results. (Really.)

The police officer, school teacher, engineer, firefighter, attorney, doctor, professor, designer, manager and rocket scientist all have one thing in common: they’re killing it financially with YNAB.

Alison - Vancouver, Canada

the method

Tired of accepting the "starving artist" mentality, Allison searched out a budget program she was willing to stick with.

Sean - Akron, OH

the method

Sean felt in the dark about his money, until he made a plan with YNAB and helped his family secure their first home.

The South Family

Joyce - McKinney,TX

the method

Already an avid budgeter, Joyce learned how to make her family's finances thrive once she discovered YNAB.

Bill - Silver Spring, MD

job loss

A stretch of unemployment meant living off of credit cards, until Bill and his family discovered the YNAB way.

Jessica - Westport, WA

converting from other software

Credit card debt and no savings made Jessica and Peter take a second look at the financial patterns they were building.

Karen - Sharon, CT

retirement

After decades of ignoring the money issue, Karen decides to make her retirement years filled with financial peace.

Chariti - Johnson City, Tennessee

job loss

Already debt-free, this couple valued their budget even more when life threw them some unexpected curve balls.

Darla - Stuttgart, Germany

converting from other software

Determined to find the best budgeting system, Darla tries everything from pen and paper to multiple software programs.

Ray - Corydon, IN

getting out of debt

After accumulating another $8,000 of debt while trying to pay down what they initially owe, Ray realized they were missing something crucial.

Steven - Nashua, NH

getting out of debt

$80,000 in debt brought Steve to a financial fork in the road. Budgeting took him to higher ground.

Dave - Frederick, CO

getting out of debt

They had "high-enough" income, and "small-enough" expenses, but Dave and Christine discovered even greater financial fulfillment.

Corey - Brandon, VT

living paycheck to paycheck

Already juggling part-time jobs and two kids in diapers, this small family reached a tipping point when student loans came due.

Sonja - Bremerton, WA

reduced income

This family of six finds they just need a little screen time with the budget in order to break the overdraft cycle.

Doug - Queen Creek, AZ

saving

Although not in serious financial trouble, YNAB's four rules gave Doug time to focus on what really mattered.

Stephanie - Austin, TX

living paycheck to paycheck

They couldn't figure out why they couldn't get ahead, until Stephanie realized they'd been focusing on the wrong thing.

The Darrington Family

Amy - Spanish Fork, UT

converting from other software

Never having found a budget that could last more than a week or two, this family decided to give YNAB a try.

Cori - St. Cloud, FL

saving

Budgeting helped this writer realize she was losing $800 a month to eating out, and things needed to change.

Mark - Boulder, CO

saving

After carrying debt for the last twenty years, Mark's 40th birthday brought a turning point.

Kyle - Brittany, France

living paycheck to paycheck

Money used to come and go with no plan for this graduate student, until Kyle realized he wanted more for himself.

Tasmin - Laurel, MD

job loss

Serious debt and an unexpected job loss, left Tasmin with a greater desire to take control of her finances.

Josh - Beardstown, IL

marriage/newly-wed

These newly-weds never thought a budget would work for them, until they started working for a budget.

Stephanie - Taylor, TX

getting out of debt

With $50k of debt, and maxed out credit cards, Stephanie decided she needed to adopt a new philosophy.

Angela - Los Angeles, CA

job loss

Despite unstable work, this family paid off debt, and built a healthy savings account with the help of YNAB.

Brian - Newburyport, MA

reduced income

Brian moved to be closer to his daugher, but could he handle the cut in pay?

Adam - Grafton, MA

marriage/newly-wed

Adam's $35,000 debt overwhelmed his new relationship. It was time to lose the debt so he wouldn't lose the girl.

Candy - Keene, NH

getting out of debt

Having worked hard to climb out of debt in the past, this family decided to change their money habits so it wouldn't happen again.

Louise - Traverse City, MI

reduced income

After health issues turn Al's life upside down, his wife, Louise, found a solution for their drastic cut in income.

The Ashley Family

Jeremy - Bloomington, MN

getting out of debt

Adoption fees, debt, and school tuition weighed heavily on this family until they made a plan with YNAB.

Wanda - Mechanicsburg, PA

retirement

After a life-time of money struggles, Wanda and Ruben found comfort in budgeting with YNAB for their retirement years.

Jason - Cape Town, SA

saving

Jason gained new perspective on the importance of finances when his father passed away with practically nothing saved.

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