It’s Not Just Software. It’s a Mission.

We want to change the way you think about money.  Dive in online, sign up for an email course, or register for a live webinar.  However you choose to learn, it all starts with The Rules.

The YNAB Methodology in depth.

Discover four simple rules that help you stop living paycheck to paycheck, get out of debt, and save more money faster! The You Need A Budget (YNAB) Method has helped tens of thousands of people turn their financial lives around. It can certainly help you!

Whether you're looking to right an apparently sinking ship, or you just want to implement a system that will require less time "managing" your money, YNAB will work for you. Get started by learning about Rule One.

Master Your Money in 9 Days

A free nine-day course that teaches you how to get out of debt (fast), save more money (faster), and break the paycheck to paycheck cycle (finally).

Sign up Free!

Start Off on the Right Foot with a Free Online Class

Odds are we’re running a class in the next few hours. Thousands of people have gone through these live webinars. They’re polished, professional, and extremely effective in teaching you not only about the Rules, but also the best way to implement them. 

View the class schedule

We’re Here to Help You

We want to help you (as we have thousands of others) think about how you manage your money—better. Find motivation in these inspiring stories of real people that implemented the YNAB Method and took their money to a whole new level. 

Read Our Customers' Stories

Oh, and we sell awesome software.

You can implement the YNAB Method with a spreadsheet, or some good old-fashioned pencil and paper. Or... you can use software built specifically for the YNAB Method. When you’re done here, download a trial of the software and start budgeting!