Gain Total Control of Your Money

Pay off your debt, save more money, and break the paycheck to paycheck cycle. Together.

We’re not just about software. Our method has helped thousands of people gain control of their finances.

Following our Four Rules, on average you’ll have a $200 turnaround in one month. Learn the Four Rules now or meet some customers who've changed their lives using YNAB.

Software built to give you laser-focus with your money.

Welcome to stress-free finances.

Our award-winning budget interface helps you get off the financial roller coaster. Break account balances into meaningful categories, save for longer-term goals, and quickly determine if that impulse purchase will affect your finances adversely now and down the road.

Cloud Sync - stay on budget everywhere.

Check balances and record transactions on the go with your phone. Install YNAB on as many computers as needed (work, laptop, or desktop on Windows or Mac). They all stay up to date, all the time with Cloud Sync.

All new interface.

Budgeting has never looked this good. Work with a fresh new interface that benefits from hundreds of design touches that create a more consistent, readable, intuitive and efficient experience.

Complete Feature List  Upgrading from YNAB 3? See what’s new >

What They’re Saying About YNAB